Do you really need mortgage protection?
Your financial adviser will probably say "Yes you do, especially if you have any dependant relations". Mortgage protection will take care of your financial legacy should the worst happen.
If you have a mortgage or a secured loan then Life Assurance is critical to the protection of your family should you die. Life Assurance cover is taken out to repay your mortgage or secured loan in the event of your death.
Brokers have a number of different policies available from a number of leading insurers so the broker can tailor a package to suit your individual requirements.
You might also want to consider critical illness cover which will protect your family should you be incapacitated by a chronic or terminal illness and you are no longer able to keep up with your loan payments.
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