Your personal privacy whilst using our site

It is the policy of 1st-online-finance to respect the privacy of its users and understand that they have a choice as to whether they wish to receive communications from us or not. Occasionally, e-mails will be sent to users who have previously communicated with 1st-online-finance.co.uk to inform them of features, products or services they have expressed an interest in or may find useful.

Users may choose to opt out of receiving newsletters or marketing communications at any time by replying to such communications with the word "unsubscribe" typed in the subject field of their e-mail software.

DATA PROTECTION ACT 1998

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to 1st-online-finance ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that You and any consultant or broker resulting from this application (the "advisor") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the advisor, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the advisor will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other advisors for these purposes)

iii. to disclose the Data to any other company within the advisor's group of companies and/or to any third parties (for example, debt counselors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;

iv. to disclose the Data to any third party who replaces or who may replace my/our advisor.

PREVENTION OF MONEY LAUNDERING

The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

Whilst it is not our intention to do so, 1st-online-finance reserve the right to change its policies and terms at any time. Any such changes will be posted on this page.